May 3, 2019 Carl Wilson

When the days get shorter and the nights get colder, our thoughts could start turning to matters of celebration. Christmas is coming, driving credit and while this should be a reason for excitement and waiting for good family times, for many of us there is something less pleasant in our mind at this time of year. The loans for building season holiday renovation becomes increasingly expensive, and if the money is already tight we might worry about how our finances will cope. It is very common for people to use a credit card to cover the cost of gifts, food,…